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My brother came over the other day asking me for advice about mortgages as having already been through the process he wanted to pick my brains. I told him that I was no expert but to go speak with mortgage advisorswho offer whole of market mortgage advice.
As a first time buyer he is in a great position to buy as he has saved a deposit and not being in a chain he can negotiated hard with the vendor. He has been looking to buy a house for over a year and must have visited every estate agent on our high street. Well finally he has found the property he wants and just need to organise the mortgage.
I gave him the number of a couple of brokers who have arranged mortgages for me in the past and know they will do a good job for him. Well I hope they do as he will blame me if the get it wrong.
So lets hope everything goes well for him as it has been hard for a lot of firt time buyers to get mortgage recently what with the credit crunch and lenders tightening their criteria on who they will an will not lend to.

My brother came over the other day asking me for advice about mortgages as having already been through the process he wanted to pick my brains. I told him that I was no expert but to go speak with mortgage advisorswho offer whole of market mortgage advice. As a first time buyer he is in a great position to buy as he has saved a deposit and not being in a chain he can negotiated hard with the vendor. He has been looking to buy a house for over a year and must have visited every estate agent on our high street. Well finally he has found the property he wants and just need to organise the mortgage.
I gave him the number of a couple of brokers who have arranged mortgages for me in the past and know they will do a good job for him. Well I hope they do as he will blame me if the get it wrong.
So lets hope everything goes well for him as it has been hard for a lot of firt time buyers to get mortgage recently what with the credit crunch and lenders tightening their criteria on who they will an will not lend to.

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